Total Up Your Credit Card Debt

Saving money on your monthly payments depends on the options for which you are eligible.


Pay off Your Credit Card Debt Faster!

Reduce your interest rates and pay your debt off years faster than making minimum payments.


Lower Credit Card Payments Into One Payment.

The money you will pay each month could be less than what your obligations are now. This also leaves you with only one monthly payment.

Why Consolidate?

Credit card debt can quickly assume a life of its own and grow to an unmanageable level. If you have good credit but are buried in bills, you may qualify for a debt consolidation loan, which can roll several debts into one monthly loan payment. Debt consolidation loans may carry lower interest rates than credit card debt. Call us today at 877-593-0335!


Make one monthly payment. Reduce interest rates and stop late fees. Avoid Bankruptcy. Rebuild your credit.

Credit is a term that signifies your ability to borrow money with the promise to pay it back. We use credit to buy everything from clothes and groceries to cars and condos. Unfortunately, many people also struggle with credit cards. If you’re one of the many Americans battling poor credit or an overwhelming pile of bills.

Unfortunately, this has led to significant challenges with debt. Many families have credit card debt equivalent to a loan you’d take out on a luxury car. When so much of every paycheck goes to debt payments, it’s no wonder people wind up in financial distress.

When debt settlement makes sense

Don't wait until your account has been charged off, which generally happens when your payment is more than six months behind. A charged-off account is a term that the lender uses to reflect that his prospects of getting repaid are slim. It doesn't mean that you no longer owe the debt.

Choosing a Credit Counseling Organization

Reputable credit counseling organizations can advise you on managing your money and debts, help you develop a budget, and offer free educational materials and workshops. Their counselors are certified and trained in consumer credit, money and debt management, and budgeting. They discuss your entire financial situation with you, and help you develop a personalized plan to deal with your money problems. An initial counseling session typically lasts an hour, with an offer of follow-up sessions.

Debt Reduction Services Can Help You

  • Negotiate with creditors to reduce or eliminate interest charges and stop late and overlimit fees
  • Consolidate credit bills into one easy monthly payment
  • Pay off your debt faster
  • Lower your interest rates regardless of credit score
  • Stop collection calls
  • Build a realistic budget and financial plan you can follow

DISCLAIMER: By calling and/or providing your personal information, you agree that your information may be collected and transferred to a company that may be able to assist you. Our partner's clients results may vary based on ability to save funds and completion of all program terms. Not all of our partner's clients are able to complete their program for various reasons, including their ability to save sufficient funds. Our partner's estimates are based on prior results, which will vary depending on your specific circumstances. Our partner does not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. Our partner does not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Our partner's service is not available in all states and their fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. The use of debt settlement services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. Any information you submit to this website may not be protected by attorney-client privilege. An automated matching system will match each request with a member attorney/advocate representing the specific geography. This website, it’s owners, affiliates, and partners do not claim to be affiliated with any Local, State, or Federal Government agencies, and our advertising materials, or methods are not affiliated or approved by the U.S. Government. This website assists people in obtaining services applicable to the content of this website by pre-qualifying our clients. We then match our clients with the applicable service provider or company within our company’s network of attorneys, and advocates. Depending on the product or services offered, you may be able to obtain this service on your own without the help of one of our 3rd party members of our network. Be sure you read your contract in full and seek legal advice if you have any questions about your contract. Results are not guaranteed and may vary.